Ethical AI adoption will define Nigeria’s AI future
In today’s digital world, data is the petrol and diesel that powers Artificial Intelligence (AI). Every innovative system, from chatbots that answer customer queries to fraud algorithms that scan millions of transactions, is powered by data. However, just as bad fuel can damage an engine, poor or unethical data use can erode trust, damage reputations, and even destroy entire businesses.
Across Nigeria, organisations are rushing to plug AI into their operations in banking, insurance, education, healthcare, and even government. Yet, many are discovering that adopting AI isn’t just about technology; it’s about responsibility. The brighter your system, the higher your duty to use data ethically.
Think of data as the oxygen AI breathes. There’s structured data, with neat rows of figures, such as account balances or payroll. Then, semi-structured data, such as emails, forms, or system logs. And the messy but powerful unstructured data: videos, tweets, voice notes, and CCTV feeds.
Read also: Democracy in the Age of Artificial Intelligence: Nigeria’s soft power and global responsibility
AI models feed on all of these to learn patterns, make predictions, and personalise experiences. However, if the data is incomplete, biased, or collected without consent, the results can be unfair, inaccurate, or even unlawful. In other words, garbage in, chaos out.
That’s why countries, including Nigeria, are setting up guardrails. AI can only thrive when data is handled with care, consent, and conscience.
Innovation must be ethical
Ethics in AI isn’t about slowing down innovation. It’s about building trust in the system. When algorithms decide who gets a loan, which citizen gets flagged for fraud, or which student qualifies for a grant, those decisions must be explainable, fair, and lawful.
Informed executives now talk about “ethics by design”, building responsibility into every layer of AI, from how data is collected to how results are interpreted. Because in the age of automation, a single unethical decision can go viral faster than any product launch.
“That’s why countries, including Nigeria, are setting up guardrails. AI can only thrive when data is handled with care, consent, and conscience.”
NDPC: From barking to biting
Nigeria has stepped up. The Nigeria Data Protection Act (NDPA) and the Nigeria Data Protection Commission (NDPC) now form the country’s backbone for data rights and responsible AI. This is no longer a theoretical conversation; it’s active law enforcement.
In recent months, the NDPC has handed down fines ranging from ₦5 million to over ₦50 million to organisations that mishandled customer data, failed to secure consent, or ignored basic compliance steps.
And now, with the launch of the Global Alliance for Innovative Development (GAID), a new government-backed initiative, Nigeria is signalling its readiness to align AI governance with global best practices while nurturing homegrown innovation. The message is clear: AI must serve the people, not exploit them.
Corporate governance meets AI governance
Usually, I share with executives that AI governance is not a “tech department” issue; it’s a boardroom conversation. Data misuse can trigger regulatory action, shareholder panic, and customer distrust.
Progressive, innovative companies are already moving ahead by:
Appointing Data Protection Officers (DPOs)
Set up AI Governance Committee
Running Data Protection Impact Assessments (DPIAs) before launching products
Training staff to recognise ethical red flags
Regularly audit algorithms to check for bias or unfair outcomes.
In short, ethics isn’t an add-on; it’s now a business continuity strategy.
Read also: Professor Fafunwa’s memory and the Artificial Intelligence challenge in Nigeria
Bottom line
So how can executives avoid being caught napping? Start by seeing compliance not as punishment but as insurance, and partner with experienced AI governance experts. Run AI ethics audits. Regularly train your teams. And most importantly, treat customer data with the same respect you’d expect for your own.
Consumers are watching. Regulators are watching. Investors too. The brands that will thrive are those that build trust into their algorithms and fairness into their code.
The future of AI success in Nigeria belongs to those who match innovation with integrity. Ultimately, the smartest move in AI is to play by the rules.
Dotun Adeoye is a seasoned technology strategist and AI innovation leader with over 30 years of global experience across Europe, North America, Asia, and Africa. He is the co-founder of AI in Nigeria.